Government Ratifies 8.25 Percent EPF Interest Rate For FY 26, Amount to Get Credited This Month

Reports indicate that the government has approved an 8.25% interest rate on EPF deposits for 2025-26, which will be credited to more than seven crore members this month. This marks the third consecutive year that the rate has remained the same. This month, the source stated on Thursday, over seven crore contributing members are expected to have the rate credited to their accounts.

The interest rate on EPF is provided by EPFO after the government, via the finance ministry, has ratified it. According to the source, the finance ministry has authorized the Central Board of Trustees (CBT), the top decision making body of the Employees’ Provident Fund Organization (EPFO), to set the interest rate at 8.25%.

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The CBT had previously decided to set the interest rate at 8.25% for the fiscal year 2025-26 on March 2, 2026, during a meeting presided over by the Union Labor Minister Mansukh Mandaviya. This is the third year in a row that this rate has remained the same. Because the Government of India serves as the EPF’s guarantor, the plan was subsequently submitted to the finance ministry for approval.

Last year, in February, the EPFO maintained the 8.25% interest rate for the fiscal year 2024-2025. From 8.15% in 2022-23, the EPFO somewhat raised the interest rate for 2023-24 to 8.25% in 2024.