Rs. 30,000 EMI, Rs. 1 Lakh In SIP: Bengaluru Data Engineer Reveals How She Spends Rs. 3 Lakh Per Month Income

A post is going viral and catching everybody’s attention as a data engineer shares her salary and reveals how she allocates it and manages the entire month. This post is getting relatable to many as many users are commenting on the post.

The techie said that she earns Rs. 3 lakh a month and spends over Rs. 2 lakh on systematic investments, financial commitments and living expenses. She listed her set expenses in the video, which included Rs. 20,000 for rent and Rs. 5,000 for a household assistant. Her rent also includes electricity, water and the internet, which maintains her overall monthly housing and utility expenses at a consistent Rs. 25,000 without any surprises. Her post is quite old, but it’s getting viral on social media.

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Her Post Reads as Follows:  

Here’s how I spend my salary from my full time Data Engineering Job in Bengaluru.

Rent, groceries, EMIs, bills, but no travel expenses because I go to office in a cab and I have a scooty so maybe 500 a month for petrol.

I know that a house is a liability but some things are emotional and I wanted to do this for my parents because they have done so much for me.

I already have a 6 month emergency fund so I don’t put any money in that at the moment. So, my investments at the moment only include SIPs, some gold when it’s looking good. Shares an emoji.  

There are one time expenses as well such as a phone, or going to a wedding. Ohh yes I have to save up for my own wedding also so gotta make a fund for that as well.