EPFO Maintains 8.25 Percent Interest Rate for Employee Provident Fund Deposits in 2025-26

The EPFO maintained the same interest rate for workers’ provident fund (EPF) deposits for 2025-26 at 8.25% when it made the announcement on March 2, 2026, the second year running, that the rate has remained unchanged. This rate is valid for contributions made between April 1, 2025 and March 31, 2026.

For the 2023-24 period, the interest rate was somewhat raised by the Employees’ Provident Fund Organization (EPFO) to 8.25%, up from 8.15% in 2022-23.

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The EPF interest rate for the 2024-25 financial year was established at 8.25% annually last year.  According to PIB, the rate for 2020-21 was 8.10%, the lowest it has been since 1977-78, when it was 8%.

The Ministry of Finance will receive the interest rate on EPF deposits for 2025-26 for approval following the CBT’s ruling. The interest rate for 2025-2026 will be deposited into the accounts of more than 70 million EPFO subscribers once the government has approved it, according to the reports.

The interest rate on deposits in employees’ provident funds (EPFs) has decreased somewhat during the last ten years. The retirement fund organization EPFO has established the interest rate for subscribers’ savings at 8.25% for 2025-26, while in 2015-16, members made 8.8% on their investments. The scheme has seen a slow fall in returns, as evidenced by the 0.55 percentage point drop over the past ten years, according to the reports.