Rs. 68,000 a Month: Mumbai Woman Shares Expense Breakdown, Sparks Debate Online

A woman has shared a short post detailing her monthly expenses in Mumbai vs expenses in her hometown. The post has gained attention and many are discussing the cost of living, inflation and salary. Riya Pal’s post comparing her Rs. 68,000 monthly Mumbai expenses to her hometown costs has prompted a debate about the cost of living in a city and the benefits of living with family.

As living in a city comes with a lot of obligations, opposite to that, living with our family makes it easier and comfortable. She wrote that her expenses go to Rs. 68,000 per month.

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In the X post, she mentioned the expense breakdown, starting with Rs. 28,000 for rent. She spends around Rs. 5,000 on local train travel and Uber rides. Swiggy and Zomato orders cost her around Rs. 8,000. For the groceries, which are necessary for us, she spends Rs. 6,000, followed by Rs. 7,000 for the weekend outings. She spends Rs. 5,000 on shopping.

Rent – ₹0
Transport – ₹0
Food – ₹0 (Mom’s cooking )
Groceries – ₹0
Weekend outings – ₹0
Shopping – ₹0
Miscellaneous – ₹0
Total: ₹0 Mumbai taught me how to earn money. Hometown taught me how to save it. — Riya Pal (@itsmeriyapal) November 10, 2026

She also keeps Rs. 9,000 aside for any miscellaneous expenses. All these costs totalled Rs. 68,000 per month. She says in her comment on her post that Mumbai taught her how to earn money whereas her hometown taught her how to save. She stated that in her hometown the costs are zero. She spends nothing. Her post has received many mixed reactions.